UPS Jeewan Setu DLC: Operationalisation of Digital Life Certificate Facility for UPS Pensioners
The Pension Fund Regulatory and Development Authority (PFRDA) has introduced a new digital facility aimed at simplifying annual compliance for Central Government pensioners. The newly launched "UPS Jeewan Setu - Digital Life Certificate (DLC)" mobile application feature allows pensioners under the Unified Pension Scheme (UPS) to generate and submit their life certificates from the comfort of their homes. This article explains the key details of the circular and provides a step-by-step guide to using the facility.
Official Order Details
| Issuing Authority | Pension Fund Regulatory and Development Authority (PFRDA) |
|---|---|
| Circular Number | PFRDA/2026/54/SUP-CG-SG/02 |
| Date of Issue | 30 October 2026 |
| Subject | Operationalisation of "UPS Jeewan Setu - Digital Life Certificate (DLC)" facility for pensioners under the Unified Pension Scheme (UPS) |
| Applicable Employees | Pensioners under the Unified Pension Scheme (UPS) |
Quick Summary
- New Digital Facility: PFRDA has enabled a mobile-based DLC submission facility called "UPS Jeewan Setu".
- Aadhaar Authentication: The process utilises Aadhaar-based Face Authentication for verification.
- Mobile App: The service is available via the "NPS by Protean eGov" mobile application (also referred to as NPS, UPS and APY Mobile App).
- Strict Deadline: UPS pensioners must submit their DLC annually by 30 November to ensure uninterrupted monthly payouts.
Detailed Explanation of the Facility
The PFRDA circular outlines the introduction of a simplified, mobile-based approach for the submission of life certificates. The objective is to increase accessibility and ensure timely compliance by all eligible UPS pensioners.
Step-by-Step Procedure for Submission
According to the Annexure provided with the circular, eligible pensioners must follow this specific process to generate their Digital Life Certificate:
- Open the NPS, UPS and APY Mobile App on your smartphone.
- Select the "UPS Jeewan Setu - Digital Life Certificate" option from the home screen.
- Enter your PRAN (Permanent Retirement Account Number) and Date of Birth (DOB).
- Enter the OTP (One Time Password) received on your registered mobile number.
- Select the Aadhaar option and input your Aadhaar number.
- Choose "Continue with Aadhaar" to proceed with the authentication.
- Select "Face Authentication".
- Upon successful authentication, the system will automatically generate the Life Certificate.
- A confirmation message will appear indicating successful generation.
- Click "Done" to complete the process and exit the app.
Eligibility, Benefits, and Deadlines
- Who is Eligible: All pensioners covered under the Unified Pension Scheme (UPS).
- The Primary Benefit: Submission through the app ensures the "uninterrupted continuation of their monthly assured payouts".
- Deadline: The Digital Life Certificate must be submitted annually by 30 November.
Practical Implications for Pensioners
To successfully utilise this facility, UPS pensioners must ensure that they have a few technical prerequisites in order. Based on the procedural steps outlined in the document, a pensioner will require:
- A smartphone capable of running the "NPS by Protean eGov" mobile app.
- An active registered mobile number to receive the mandatory OTP.
- Their exact PRAN and Date of Birth as recorded in the system.
- Their Aadhaar number, as the life certificate is strictly validated through Aadhaar face authentication.
Frequently Asked Questions (FAQs)
1. Which mobile application is required to submit the DLC under this circular?
Pensioners need to use the "NPS by Protean eGov" mobile application, also referred to in the document's procedural steps as the "NPS, UPS and APY Mobile App".
2. When is the last date to submit the Digital Life Certificate?
Under the UPS, all pensioners are required to submit their DLCs annually by 30 November.
3. What details do I need to keep ready before opening the app?
You will need your PRAN, Date of Birth, Aadhaar number, and access to your registered mobile number to receive an OTP.
4. How is the authentication performed?
The authentication is performed using Aadhaar-based Face Authentication through the mobile application.
The information provided in this article is extracted directly from the official circular issued by the Pension Fund Regulatory and Development Authority (PFRDA) titled "Operationalisation of 'UPS Jeewan Setu - Digital Life Certificate (DLC)' facility for pensioners under the Unified Pension Scheme (UPS)", Circular No: PFRDA/2026/54/SUP-CG-SG/02, dated 30 October 2026.
This article is prepared for general informational and educational purposes only. It is a simplified explanation of the official document identified above and is not a substitute for the original order or applicable official instructions. Every effort has been made to maintain accuracy, but errors or omissions may occur. Readers should consult the original government document and their competent administrative authority for clarification or decisions affecting their individual circumstances. The website does not guarantee any particular benefit, entitlement, or outcome and accepts no liability to the extent permitted by applicable law.
Are you a Central Government Employee?
Don’t stay in the dark! Vital updates on Service Rules, Pension policies, and your career are happening right now.
Add as Preferred Source on Google
Follow us to ensure our latest exclusive reports appear first in your Google Search and Discover feed.
Comments
Post a Comment