Fixed Medical Allowance (FMA) for NPS Pensioners
Government of India | Ministry of Finance | Department of Expenditure
Office Memorandum Date: 16.04.2026
Key Guidelines & Disbursement Procedures
- Eligibility: The memorandum details the process for granting Fixed Medical Allowance (FMA) to pensioners and family pensioners covered under the National Pension System (NPS).
- Disbursement Method: FMA payments will be handled by Pension Disbursing Banks through their Central Pension Processing Centres (CPPCs).
- Automatic Payments: The process is designed to be automatic; beneficiaries do not need to submit individual bills for FMA.
- Quarterly Credits: CPPCs will credit the allowance directly to bank accounts on a quarterly basis, following rates notified by DoP&PW.
- Mandatory Life Certificate: To continue receiving payments, beneficiaries must submit a physical or digital life certificate every year in November.
- Payment Schedule: FMA for September through November is paid in the first week of December, provided the life certificate has been submitted.
- Transfer of Accounts: Procedures for transferring accounts between branches or banks will follow existing CPAO scheme booklets.
- Death of Beneficiary: If a spouse/family member is listed in the FMA authority, they may apply for disbursement with a death certificate. If not listed, a fresh authority must be requested from the Head of Office.
⚠️ Disclaimer
Educational Purpose Only: The information provided in this article is for general informational and educational purposes only.
Accuracy & Mistakes: While every effort has been made to ensure accuracy, human errors or omissions may occur.
No Liability: Under no circumstances shall the author or this website be held liable for any loss arising from the use of this information.
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