Central Government Employees Group Insurance Scheme (CGEGIS-1980)
Tables of Benefits: January 1, 2026, to March 31, 2026
The Ministry of Finance, Department of Expenditure, has issued the quarterly Tables of Benefits for the savings fund under the CGEGIS-1980 for the first quarter of 2026. These tables are essential for calculating the accumulated value of savings for employees exiting the scheme during this period.
Key Highlights
- Interest Rate: 7.1% per annum, compounded quarterly.
- Effective Period: January 1, 2026, to March 31, 2026.
- Authority: Prepared by IRDA based on Department of Economic Affairs resolutions.
Subscription Categories
The memorandum provides two separate tables based on the subscription history of the employee:
Table 1: Standard Rate
For employees paying ₹10 p.m. until Dec 1989 and ₹15 p.m. from Jan 1, 1990, onwards.
Table 2: Opted-Out Rate
For employees who opted to continue paying ₹10 p.m. throughout their service after 1990.
Want to see the full accumulation tables?
DOWNLOAD OFFICIAL PDFSource: Department of Expenditure, Ministry of Finance (Office Memorandum No. 7(1)/EV/2023)
Educational Purpose Only: The information provided in this article is for general informational and educational purposes only.
Accuracy & Mistakes: While every effort has been made to ensure accuracy, human errors or omissions may occur.
No Liability: Under no circumstances shall the author or this website be held liable for any loss arising from the use of this information.
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