×

Modernizing NPS: PFRDA Constitutes SAARG Committee

PFRDA Announces SAARG Committee for NPS Investment Reform

Modernizing NPS: PFRDA Constitutes SAARG Committee

Strategic Asset Allocation and Risk Governance (SAARG)

The Pension Fund Regulatory and Development Authority (PFRDA) has taken a significant step toward evolving the National Pension System (NPS). By constituting the Committee for Strategic Asset Allocation and Risk Governance (SAARG), the authority aims to modernize investment guidelines and enhance the architecture for long-term retirement wealth creation.

The Mission of SAARG

The committee is tasked with a comprehensive review of the existing NPS investment framework, benchmarking it against global pension leaders. Its core objectives include:

  • Reviewing and expanding permitted asset classes to mitigate market risks.
  • Recommending optimal strategic asset allocation across equity, debt, and alternative assets.
  • Enhancing risk management practices, including Asset-Liability Management (ALM).
  • Integrating sustainability considerations and climate transition risks into investment decisions.
  • Reviewing subscriber choice designs, such as lifecycle and target-date structures.

Eminent Experts at the Helm

Chaired by Shri Narayan Ramachandran (Former CEO of Morgan Stanley India), the committee comprises some of the most respected names in Indian finance and capital markets:

Member Name Affiliation / Role
Shri Narayan Ramachandran Chairman, Team Lease Services Ltd; Former CEO, Morgan Stanley India
Shri Ananth Narayan Former Whole Time Member, SEBI
Ms. Devina Mehra Founder & CMD, First Global
Shri Kalpen Parekh MD & CEO, DSP Mutual Fund
Shri Prashant Jain CIO, 3P Investment Managers
Shri Raamdeo Agrawal Chairman & Co-founder, Motilal Oswal Financial Services
Shri Sankaran Naren CIO, ICICI Prudential AMC Ltd

The committee has been given a period of 9 months to examine these critical areas and submit a final report to the PFRDA with its recommendations for reform.

Read the Full Official Press Release

Access the detailed Terms of Reference (ToR) and the complete list of SAARG members by downloading the official PDF from the PFRDA website.

Download PDF Circular

Are you a Central Government Employee?

Don’t stay in the dark! Vital updates on Service Rules, Pension policies, and your career are happening right now.

Logo Add as Preferred Source on Google

Follow us to ensure our latest exclusive reports appear first in your Google Search and Discover feed.

Comments